This agreement (“this” agreement” is entered into at the time of signing (“Date of Effect”) by and between EverythingBenefits, Inc., a Delaware company (“EverythingBenefits,” “We” or “We”) and the entity mentioned below (“Customer,” “You” or “Yours”). This agreement is subject to the terms of the Master Services Agreement, which are available under www.everythingbenefits.com/msa (the “Conditions”), and contains these conditions as a reference. All the wholesale terms that are used in these terms, which are not defined differently, have the meaning defined under these conditions. In addition to the data protection provisions set out in the terms, both parties agree that the information and data used in cobra services provided there are not “protected health information” (“PHI”) under the Health Insurance Portability and Accountability Act 1996 (“HIPAA”) and its amended and current terms of application; However, if the parties find that this information is PHI, the parties jointly agree to enter into a separate counterparty agreement in a format substantially similar to the one we presented at the time of this decision. C. COBRA Services strictly provided by the platform, welcome to the benefits site for IBEW NECA Sound – Local Communications 6, 100, 180, 234, 302, 332, 340, 551, 591, 595, 617 and 684. EverythingBenefits offers connectivity, COBRA and other business optimization benefits and services in relation to performance advisors, payroll providers, insurance brokers and similar businesses via an online platform (the “platform”). The client is subject to one or more health plans (a “plan” each and together the “plans”) subject to health care requirements, which are subject to the requirements of the Consolidated Omnibus Budget Reconciliation Act of 1985 as amended (“COBRA”) or to other similar federal or national laws that require health care maintenance plans (“COBRA mini-laws”) (COBRA and mini-COBRA laws) are called “COBRA laws” (COBRA and mini-COBRA laws) (COBRA and mini-COBRA laws) are called “COBRA laws”). This agreement governs EverythingBenefits` management and billing activities (the “COBRA services”) that help you comply with continuity laws. For these purposes, the COBRA platform and services are considered part of the service. You agree that the platform facilitates access to COBRA services provided under this agreement.